About Us

The cornerstone of Thenhipalam Co-operative Rural Bank Ltd. laid and registered on 16th August 2002 with Thenhipalam, Peruvallur, AR Nagar Panchayaths as its area of operation with 100 members with a motto of providing professional Banking Services to the members and to the region. Mr. J Govindan Kutty Nair was the founder President and the Chief Promoter of the Bank. Bank support its members to the maximum extent to have financial freedom and to get-rid-of local money lenders and high interest private loans. Bank also provides assistance to plan the finance and also enable the beneficiaries to enjoy the privilege of professional Banking Services. As part of its social commitment Bank is also providing micro and small savings schemes to provide financial independence to its members and to the rural agricultural community. Bank has also entered into the cluster development and agricultural development through the assistance of State and Central Agencies like NABARD


From a movement that had just 100 members and a share capital of Rs. 75,000.00 at the time of its birth, today the society has grown to being a collective of more than 15000 members with a share capital of nearly Rs38.5 lakhs. Much of this success can be ascribed to the organization structure of the society, which apart from being participative, responsible, democratic and visionary is also successful at the end of the day. The society functions on a simple model, as follows; The cooperative originally registered under the Kerala Co-operative Societies Act, 1969 on 16th August 2002 with its Head Office at Kohinoor, Thenhipalam. Within a short span of less than a decade TCRBL has touched the milestone of having more than 28607 depositors and 4780 loanees who is satisfied with the professional and personalized services offered by the Bank. Our valued client spreads to the different segments of the society ranging from agricultural workers to business men of the region. The bank also was certified ISO 9001-2008 in this short time

Value Additions

More over our Bank is giving value added services like payment gateway for all bill payment, Railway ticket, Prepaid Recharging, SMS banking, etc. We are constantly looking for adopting new technologies, schemes, processes and innovative ideas to serve the area of operation and delight our customers. For this TCRBL join hands with our apex bank, new generation commercial banks and other financial service institutions. TCRBL also look forward for new innovative technology to provide most convenient and hassle free banking services to our valued customers. TCRBL solicit our valued customers suggestions and feedback to change our services and infrastructure to meet their requirements

Our Mission

Our mission is to provide efficient, customer friendly, Professional Banking and advisory services for the agricultural and rural development of the region by developing the members and beneficiaries through the formation of Joint Liability Groups and Farmers Club activities and to provide the Banking services to our customers according to the changing trends of economy and the life styles.

Our Quality Policy

“We Thenhipalam Co-operative Rural Bank Ltd. emphasize to ‘Delight’ our customers by providing Quality Services and Supports which meet or exceed their expectations by and through continual improvement in our Quality Management System, in order to enhance our competitiveness in the market.”


Providing Banking Services (Deposits, Advances and Miscellaneous Banking Services), and Co-operative services including Farmer’s Club activities.

Providing Loan Facilities

Term Loans, Overdrafts, Cash Credit, Guarantees and many more such products are included in the credit basket.

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  • Location
  • Head office is located
  • at Kohinoor close near
  • to Calicut University
  • Contact
  • 0494 2402839
  • 9072191948/49
  • thenhipalam@ruralbank.org
  • Thenhipalam Co-op Rural Bank LTD Kohinoor . All Rights Reserved
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